Claim Type
Auto Claims
Auto insurance claims covering collision, comprehensive, total loss, and diminished value.
Overview
Auto claims cover damage to your vehicle from collisions, comprehensive events, and liability situations. Understanding coverage sections, valuation methods, and OEM vs aftermarket parts is critical to evaluating your claim outcome.
Claim Subtypes
Collision
Damage from impact with another vehicle or object. Covered under the collision section of your policy.
Comprehensive
Non-collision damage including theft, vandalism, weather, and animal strikes.
Total Loss
When repair costs exceed the vehicle's actual cash value, the carrier may declare a total loss.
Diminished Value
The reduction in market value of a vehicle after it has been repaired from accident damage.
Related Topics
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